Making credit scores easy to check, for everyone
CheckMyScore.in exists so that knowing your own credit standing doesn't require a bank visit, a broker, or a wait.
Our mission
Millions of people in India only find out their credit score when a loan or credit card application gets rejected — often for reasons they could have fixed months earlier if they'd known. We built CheckMyScore.in to close that gap: a fast, transparent way to check your real bureau score and report online, on your own terms, before a lender ever sees it.
How we get your data
We partner with IDSPay to retrieve verified credit bureau data on your behalf. Nothing is pulled without your explicit, recorded consent — you approve each and every bureau check before it happens, and that consent, along with the exact terms you agreed to, is stored so there's always a clear record of what you authorized and when.
How we handle security
We take a security-first approach to a category of data that deserves it:
- Sensitive identifiers like your PAN are encrypted at rest and only ever shown to you in masked form.
- Payments are processed by Razorpay directly — we never see or store your card, UPI, or bank account details.
- Every credit report pull is tied to a specific, logged consent and a specific, verified payment — never inferred or assumed.
- Access to customer data inside our own systems is logged and restricted to what's needed to run the service.
What we're not
To be upfront: CheckMyScore.in is not a credit bureau, and we don't make lending decisions. The score and report you see are sourced from the underlying bureau via IDSPay and presented to you as-is. For anything you plan to dispute or rely on for a major financial decision, your official bureau report remains the authoritative source — see our Disclaimer for the full detail.